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Are we overstating post-employment drug plan liabilities?
Benefits Canada (December 2010)
I don’t claim to be an actuary, but how can a simple formula provide an appropriate valuation of a company’s drug plan liability for dynamic post-employment healthcare expenditures? Download PDF
Latest News
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N.S. tightens rules on OxyContin -Globe and Mail (February 20, 2012) - Provinces become proactive after being accused of inaction in the face of rising addiction rates - Nova Scotia has become the latest... View post
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Another Blockbuster Falls: Generic Plavix® Now Available - February 2012 - After over 8 years of patent challenges between the Canadian generic manufacturing company Apotex and the product’s innovator, sanofi-aventis, clopidogrel (generic for... View post
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Protecting Your Plan from the Gravy Train - February 2012 - Although full-product direct-to-consumer advertising (DTCA) is illegal in Canada, most Canadians are exposed to this type of advertising through media spillage from... View post
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Many Canadians can’t afford to take drugs as directed -Globe and Mail (January 17, 2012) - One in four Canadians who do not have drug insurance are unable to afford to take their prescription drugs as directed, a... View post
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Look ahead with predictive modelling -Benefits Canada (January 2012) - The most recent 24 months of data is one of the most important pieces of information that plan sponsors and advisors have... Download PDF
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Drug Plans Erode Over Last 20 Years -Benefits and Pensions monitor (December 2011) - All of us involved in the provision and management of drug plan benefits should be embarassed by the lack of progress over... Download PDF
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Are we in 2002 or 2012? A word of caution about mail-order pharmacies -Benefits Canada (November 2011) - If a plan design does not support mail order (or any other preferred pharmacy arrangement) in a meaningful way, it will be... Download PDF
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